The Murphy Insurance Group ’s Double Coverage Check-Up plan utilizes our risk management department comprised of internal claims managers and staff who make sure you are receiving the lowest and most accurate experience modification. First, we check the state’s annual experience modification for accurate claims, payroll amounts and classification codes. Second, before the insurance company sends your claims information to the workers’ compensation bureau, we review open claims to see if the reserves can be lowered. Our Double Coverage Check-Up plan helps identify potential problems and errors, which may save you time, money and provide peace of mind.
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